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PostPosted: 2006-10-05 09:08:56
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Joined: 2006-10-05 09:08:56
We always seem to get the questions of whos cheapest etc, but the
answers always seem to have the caveat of but Ive never claimed so
dont know what thats like.

It seems to me that service when you claim is possibly more important
than the cost in the first place.

So my question is... whove you actually made a claim from, and were
they any good?

In my case, Ive never made a claim from an insurance company[1], only
brought a private claim in the Small Claims Court.



[1] Least not for a vehicle. More Than house insurance were great at
sorting out my lightning strike though.
--
pending...


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PostPosted: 2006-10-05 09:19:28
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Ben wrote:
>
> We always seem to get the questions of whos cheapest etc, but the
> answers always seem to have the caveat of but Ive never claimed so
> dont know what thats like.
>
> It seems to me that service when you claim is possibly more important
> than the cost in the first place.
>
> So my question is... whove you actually made a claim from, and were
> they any good?

Theft claim from Highway (via H&R) when my ZXR4 was nicked in 2001. I
had a cheque about 6 weeks after the bike was taken, no quibbles.

Third party claim against Landmark (via Motorcycle Direct), not
processed yet but theyve been fine so far. TPFT, so no claim by me. Not
sure what the third party experience has been like.

--
ogden

buy tat here: http://search.ebay.co.uk/ W0QQsassZdr.daifQQhtZ-1


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PostPosted: 2006-10-05 08:22:20
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Ben wrote:

> We always seem to get the questions of whos cheapest etc, but the
> answers always seem to have the caveat of but Ive never claimed so
> dont know what thats like.
>
> It seems to me that service when you claim is possibly more important
> than the cost in the first place.
>
> So my question is... whove you actually made a claim from, and were
> they any good?

Slightly OT as this is for the car, but I was recently rear-ended and
obviously used my InsCo, First Alternative[1] to claim of her insurance.

My car has been repaired, (with Merc C-class hire car while it was
done) and I have it back. This bit all went pretty smoothly.

However, my InsCo have recently sent me my insurance renewal and have
knocked my NCD down such that the renewal premium is now 30% more than
last year. Speaking to them, this is done as a matter of course until
things are completed with the 3rd partys InsCo.
Is this true? The bit on the renewal form has the date of the
accident, the cause down as insured hit in rear and the at fault
bit marked as yes. The gits.

Anyway, Ive already found a new InsCo that are cheaper at both my real
NCD and my newly adjusted one, so I doubt that I will renew with FA
unless they can match the new quote(s). I would like my full NCD back
eventually as a matter of principal, though.

[1] The cheapest I could find, last time I renewed.
--
Chris


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PostPosted: 2006-10-05 09:40:46
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Joined: 2006-10-05 09:40:46
Ben wrote:
> We always seem to get the questions of whos cheapest etc, but the
> answers always seem to have the caveat of but Ive never claimed so
> dont know what thats like.
>
> It seems to me that service when you claim is possibly more important
> than the cost in the first place.
>
> So my question is... whove you actually made a claim from, and were
> they any good?
>
> In my case, Ive never made a claim from an insurance company[1], only
> brought a private claim in the Small Claims Court.
>
>
>
> [1] Least not for a vehicle. More Than house insurance were great at
> sorting out my lightning strike though.

Carole Nash paid up for my Gixxer and it was a track day accident.
Actually it was a race bike set up session but they didnt get detailed
on me. Prompt assesment. The 1st offer was spot on and the cheque
arrived in a week.

--
Hog
96 Bastard12 89 R100RS 81 XS650 78 RD400


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PostPosted: 2006-10-05 16:46:29
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Joined: 2006-10-05 16:46:29
> Theft claim from Highway (via H&R) when my ZXR4 was nicked in 2001. I
> had a cheque about 6 weeks after the bike was taken, no quibbles.
What happens to all those stolen vehicles?


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PostPosted: 2006-10-05 10:00:16
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Joined: 2006-10-05 10:00:16
Klop wrote:
>
> > Theft claim from Highway (via H&R) when my ZXR4 was nicked in 2001. I
> > had a cheque about 6 weeks after the bike was taken, no quibbles.
> What happens to all those stolen vehicles?

Most of them end up as doner kebabs.

--
ogden

buy tat here: http://search.ebay.co.uk/ W0QQsassZdr.daifQQhtZ-1


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PostPosted: 2006-10-05 09:07:34
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Joined: 2006-10-05 09:07:34
CT wrote in news:4ojtlsFf20ugU1
@individual.net:

>
> However, my InsCo have recently sent me my insurance renewal and have
> knocked my NCD down such that the renewal premium is now 30% more than
> last year. Speaking to them, this is done as a matter of course until
> things are completed with the 3rd partys InsCo.
> Is this true? The bit on the renewal form has the date of the
> accident, the cause down as insured hit in rear and the at fault
> bit marked as yes. The gits.
>

yes: until they get a full rebate from the 3rd partys insurer your claim
will be treated as at fault


--
wessie at tesco dot net

BMW R1150GS


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PostPosted: 2006-10-05 09:08:01
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Joined: 2006-10-05 09:08:01
wessie wrote:
> CT wrote in news:4ojtlsFf20ugU1
> @individual.net:
>
> >
> > However, my InsCo have recently sent me my insurance renewal and
> > have knocked my NCD down such that the renewal premium is now 30%
> > more than last year. Speaking to them, this is done as a matter of
> > course until things are completed with the 3rd partys InsCo.
> > Is this true? The bit on the renewal form has the date of the
> > accident, the cause down as insured hit in rear and the at fault
> > bit marked as yes. The gits.
> >
>
> yes: until they get a full rebate from the 3rd partys insurer your
> claim will be treated as at fault

Well, unless its sorted by middle of next week, Im taking my business
elsewhere. I realise that the new InsCo will do the same in a similar
situation but its a matter of principle, let alone the fact that I can
save around ukp140 by doing so.

Thank you, www.confused.com
--
Chris


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